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Jobs | Mortgage Staffing Solutions

HRM Internal Only

Position Type: Direct Hire

Job Description

Roles/Responsibilities:

  • Performs a variety of mortgage loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products.
  • Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss.
  • Relies on extensive experience and judgment to plan and accomplish goals.
  • Review and analyze loan applicants' credit histories, financial statements, and other financial information to make quality decisions on loans.
  • Work with team members to identify potential solutions/exceptions for denied loan files.
  • Interpret and analyze complex tax returns and financial documents.
  • Provide superior customer service to both internal and external customers.
  • Maintain knowledge of available loan products.
  • Stay up to date on program and investor guidelines.
  • Adhere to confidentiality standards as outlined by security policies.
  • Mentor Underwriter I’s when required.
  • Utilize DU and LP underwriting systems.
  • Use a computer to enter, access, and retrieve financial data.
  • Develop constructive and cooperative working relationships with others, and maintaining them over time.
  • Actively participate in discussions to help the department run more efficiently.

Education/Requirements:

  • A minimum of one year of mortgage loan underwriting experience (DU) within the last two years is required.
  • Three years of experience underwriting conventional loans is strongly preferred.
  • Extensive knowledge and experience with DU and LP underwriting systems.
  • Ability to underwrite in a production environment involving minimum quotas.
  • Thorough understanding and familiarity with FNMA guidelines and a complete knowledge of loan products.
  • Ability to maintain quality control standards while maintaining production expectations defined by the company.
  • Ability to exhibit professional verbal and written communication skills via email, mobile devices, and in person utilizing proper spelling, composition, and grammar.
  • Ability to multi-task, prioritize responsibilities, and work well under pressure with minimal supervision.

 

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